Mortgages

    It’s not all fixed rates

    It’s not all fixed rates

    With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment will be for a set period, which helps with budgeting. Because of the way many lenders decide what rates to offer, we’re currently...

    The benefits of making overpayments on your mortgage

    The benefits of making overpayments on your mortgage

    Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. For those borrowers with a fixed rate mortgage, the recent increase in mortgage...

    Why Homebuyers Need to Check Their Credit Score

    Why Homebuyers Need to Check Their Credit Score

    Your credit score can seriously affect your ability to get a mortgage. If you have a poor credit score or don’t have a long history of credit, you may not be accepted. In this blog post, we discuss why a credit score is so important and give you 8 ways that can help improve yours.

    Mortgage in Retirement

    Mortgage in Retirement

    Just because you’re retired, doesn’t mean you’re automatically disqualified from borrowing large sums of money. Just like any financial lender, they want to ensure repayments can be made.

    Lending into Retirement

    Lending into Retirement

    Whether you are currently retired or soon to be retired, you have to think about your future monthly income. If you’re already thinking that you aren’t going to be able to afford a mortgage, you still have a few options to consider.

    Getting a Mortgage After Divorce

    Getting a Mortgage After Divorce

    What Are Your Options When Getting a Mortgage After Divorce? Statistics show that 42% of marriages in the UK end in divorce, although these statistics are very high it is not unsurprising.  When getting a divorce there are many factors that will cross your mind one of...

    Occupational Mortgages

    Occupational Mortgages

    It’s only natural to assume that your income is the final deciding factor for a mortgage. However, did you ever stop to think about how you earn your income impacts being accepted?

    Armed Forces Help to Buy

    Armed Forces Help to Buy

    As a serviceman or women in the forces, you could be eligible to take advantage of the Forces Help to Buy scheme. Keep reading the blog post to find out how.

    Mortgages for Locum Doctors

    Mortgages for Locum Doctors

    Mortgages for locum doctors should be simple to get, due to the potential to earn quite the salary. However, this blog post discusses why it may not be that easy.

    7 Things to Consider when Releasing Equity from Your Home

    7 Things to Consider when Releasing Equity from Your Home

    When taking equity out of your home, whether this is a lifetime mortgage or a home reversion plan, it is always best to consider your options before you take the plunge. A wise move would be to get in touch with a financial advisor so they can go over the small print and finer details, but here are a few general points to think about before making the next step.

    Mortgages for Nurses

    Mortgages for Nurses

    Are you struggling to get a mortgage as a nurse? With overtime, unsociable hours and varying work patterns, some lenders just don’t have the expertise or flexibility to factor these in.

    Mortgages for Airline Crew

    Mortgages for Airline Crew

    Whether you’re a pilot or cabin crew, you may already have concerns about being accepted for a mortgage. If you’re new to the job, then it’s always best to know how it is going to work.