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Have you reviewed your pension recently?
Saving for your retirement is not exactly the most exciting thing that you will ever do, but is essential for your future.
Since the government introduced pension auto-enrolment in 2012, millions more workers have started saving for their retirement. Now, the government has confirmed plans to extend auto-enrolment to encourage a savings boost.
They are also allowing people to get full access to pension funds once they reach a certain age and the death benefits on pensions are now massively improved (as long as it is invested in the right type of plan).
How are your pension plans going?
Have you started saving yet?
Any idea what it might provide for you in retirement?
Have you got one in place yet or do you have a number of them?
If so, when did you last review it/them?
Do you know what risk you are taking with your pension funds? HIGH or LOW?
Would you like to leave some of your pension fund to your spouse or children?
These are just a few questions, there are lots more! Reviewing your pension plan is essential and so is setting one up if you don’t have one!
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.