Buy to Let Mortage

Buy to Let Mortage

Jumpstart your investment portfolio with a buy to let Mortgage

Jumpstart your investment portfolio with a buy to let Mortgage

Jumpstart your investment portfolio with a buy-to-let Mortgage

We want to help you take advantage of every possible opportunity to increase your returns.

As the housing market continues to change, investors need to stay ahead of the curve. One way to do this is by jumpstarting your investment portfolio with a buy-to-let mortgage. A buy-to-let mortgage allows an investor to purchase a property specifically as an investment and rent it out. Using a buy-to-let mortgage, you can leverage your savings and maximize your investment return in numerous ways. With the flexibility of a buy-to-let mortgage, you have the potential to make money from rental income. Not only that, but you can also make money from the capital appreciation over time. Investors who utilize buy-to-let mortgages have access to various advantages such as . . .

🟩 | Tax relief on mortgage interest payments
🟩 | Immediate cash flow from rental income
🟩 | Potential capital appreciation over time
🟩 | And an array of flexible repayment options.

Additionally, these mortgages offer opportunities for diversification. This allows investors to spread their risk across MULTIPLE assets and markets.

This type of product is an ideal entry point for those new to investing. It requires minimal upfront cash and offers an attractive return on your money. You can also benefit from tax returns, giving you more investment value. Additionally, if you choose wisely, you can secure long-term rental contracts. Such contracts provide stable and regular income streams that could help pay off monthly mortgage payments. Better still, you can still earn some profit along the way. At St Barts Finance, we understand how important it is for our clients to diversify their portfolios. We want to help you take advantage of every possible opportunity to increase your returns. We strongly recommend considering a buy-to-let mortgage as part of an overall investment strategy.

✔ Save money.
Lower interest rates help investors save on repayments while still enjoying their investment.

✔ Greater flexibility.
Repayment terms and conditions allow investors to tailor their mortgage agreements.

✔ Better ROI.
The returns on investment are generally higher than those achieved through other investments.

✔ Tax reliefs.
Claim against the buying and running of the property, such as letting fees, maintenance costs and interest payments.

✔ More profit.
Rental yields will typically be high due to increased demand for rental properties across multiple cities within the UK.

How to select the right buy to let mortgage provider

How to select the right buy to let mortgage provider

How to select the right buy-to-let mortgage provider

We offer tailored solutions that suit your circumstances.

Are you ready to take the plunge and become a landlord? If so, selecting a suitable buy-to-let mortgage provider is an essential step. Whether you are experienced or new in this field, there are many things to consider before choosing a provider. Knowing how to compare different lenders and products is essential for choosing the best deal. To ensure you pick the right provider, here is a guide on what to look out for.

#1 | Research

Firstly, you must thoroughly research various lenders and their offers before deciding. Read up on reviews online and try talking with other landlords who have used similar deals. Consider their fees, interest rates, lending criteria and repayment terms.

#2 | Compare

Compare interest rates between providers. This can also be beneficial as this will help you understand any fees or additional costs associated with each offer. It’s worth checking which type of mortgages are available from each lender to select one that suits your particular needs best.

#3 | Reviews

It is also crucial that the lender has good customer service, as you will be dealing with them for many years. Read reviews online or ask friends and colleagues who have used similar services before. This will give you an idea of what kind of experience they have had with each lender.

#4 | Approval

Once you have found a lender you are happy with, it is time to apply. You must ensure all the information in your application is correct before submission. This will help speed up the process and ensure your application is approved as quickly as possible.

Selecting the right buy-to-let mortgage provider is vital for any aspiring landlord looking to invest. St Barts Finance is an established and trusted mortgage broker who can assist you in finding the best deal for your needs. With years of experience in the financial industry, we understand that no two clients have the exact requirements. That’s why we offer tailored solutions that suit your circumstances. Our expert team offers impartial advice and guidance and access to exclusive deals from leading lenders across the UK. We can help throughout the entire process — from researching different available products to arranging the completion of your chosen mortgage scheme.

❌You want to buy a buy-to-let property to rent it out, but you worry about whether you can get a mortgage.

⚠ You could save up and get a small mortgage, or you could borrow. However, banks are cautious about lending to landlords and will only lend if you have a large deposit.

✅ Use our Buy to Let Mortgage service to find the best deal for your needs. We’ll compare all the available options and find a solution that is right for you.

What is a buy to let mortgage

What is a buy to let mortgage

What is a buy-to-let mortgage?

It provides an income stream through rental payments.

A buy-to-let mortgage is a type of loan aimed at investors and landlords looking to purchase property to rent it out. It provides financial assistance with buying a residential or commercial building that can be rented out to tenants. St Barts Finance are expert advisers of buy-to-let mortgages. We can advise on which type of product may be most suitable for your circumstances.

We cover everything from competitive interest rates to flexible repayment options.

A buy-to-let mortgage aims to provide an income stream through rental payments that cover the cost of the loan, as well as additional revenue. Buyers benefit from tax deductions associated with owning property. They may also take advantage of capital appreciation when they decide to sell their house in future. As with any other type of loan, buyers need to prove their ability to repay before being approved for a buy-to-let mortgage.

The loan amount and interest rate available on a buy-to-let mortgage will depend on factors such as . . .

🟩 | The borrower’s credit score
🟩 | Financial history
🟩 | Whether they have enough equity

The latter depends on their existing investments to purchase a new property.

The repayment period also varies according to each individual’s circumstances. However, it typically takes between five and thirty years. These mortgages differ from residential home loans as higher deposits are generally required. Also, lenders will consider the potential rental income when assessing affordability. Alternatively, you can refinance with a buy-to-let mortgage if you already own an investment property.

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Get in touch to learn more about a Buy to Let Mortgage

Get in touch to learn more about a Buy to Let Mortgage

Get in touch to learn more about a Buy to Let Mortgage

Secure your financial future now with a Buy to Let Mortgage.

Don’t wait — rates are low, and demand is high! Take advantage of this opportunity to ensure long-term financial stability and immediate ROI. Get started with your Buy to Let Mortgage today, and reap the rewards of innovative investing in the future.

Established in June 2009 by Steve Bartholomew, St Barts Finance has achieved substantial growth. We now have several high street offices on the South Coast, including Agencies of Yorkshire Building Society, which we own and run.

“Our main aim is to provide a service to our clients that we would expect and want to receive ourselves. Customer service is 100% the most important part of this business — if this is not achieved, then we will not succeed.”

Steve Bartholomew, Managing Director

“Start your journey to building a property portfolio today – get in touch and find out more about a Buy to Let Mortgage!”

✔ We strive to be the premier financial services provider in Dorset.

✔ To empower our clients to make informed decisions that empower their future.

✔ To provide cost-friendly and comprehensive financial services tailored to our client’s needs.

✔ To offer advice and expertise on topics that span from budgeting to retirement planning.

✔ To provide excellent customer service and support through our expert professionals.