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Adviser, from one of the UK’s largest Financial Services Networks.
Have you reviewed your pension recently?
Saving for your retirement is not exactly the most exciting thing that you will ever do, but is essential for your future.
The government are trying to encourage people to save for their retirement by introducing Auto Enrolment, but this does not include the self-employed.
They are also allowing people to get full access to pension funds once they reach a certain age and the death benefits on pensions are now massively improved (as long as it is invested in the right type of plan).
How are your pension plans going?
Have you started saving yet?
Any idea what it might provide for you in retirement?
Have you got one in place yet or do you have a number of them?
If so, when did you last review it/them?
Do you know what risk you are taking with your pension funds? HIGH or LOW?
Would you like to leave some of your pension fund to your spouse or children?
These are just a few questions, there are lots more! Reviewing your pension plan is essential and so is setting one up if you don’t have one!