Speak to one of our Mortgage Advisers…

Just a few clicks and you will be able to speak to a fully qualified, regulated Adviser, from one of the UK’s largest Financial Services Networks.

Liz Gordon
Liz Gordon
June 26, 2023
I needed to set up a personal pension and was quite anxious about the whole procedure but Chantelle Dean at the Ashley Cross office was so helpful and friendly, she put me at ease. She really listened to my concerns and explained everything clearly. There was no hard sell. I now have confidence that I have the right pension fund for me. Highly recommended.
Andrew Partridge
Andrew Partridge
May 24, 2023
Maria Bolger was the epitome of professional throughout the course of our transaction. She was attentive, worked quickly and ensured all implications of entering into the mortgage were understood. Would highly recommend to anyone looking obtain funding for property purchases.
Antonina Kheinchtein
Antonina Kheinchtein
December 11, 2022
Great professional assistance from St Barts Finance team . Excellent knowledge of products and efficient service.
debra lovell
debra lovell
July 20, 2022
5* service I have used St Barts Finance for the first time having been highly recommended to them. I cannot thank or praise the team of James and Della highly enough - we had quite a challenge in seeking several remortgages at a hugely busy time with interest rates changing daily etc. James provided very prompt illustrations and managed to secure the best offers available for us, receiving full illustrations within 48 hours, mostly the same day, having gone through all our finances and our requirements for the future at the outset. On securing the offers from the various lenders, Della's due diligence in chasing, updating us weekly, was superb and we have finally secured all the loans we set out to achieve with St Barts Finance. Dealing with some of the conveyancing companies proved a little challenging but Della always sorted the issues promptly and efficiently, keeping us updated at all times. Huge praise and thanks to James and Della for your professionalism, courtesy, swiftness and approachability at all times in looking after Steve and myself in managing all our expectations to completion - what a superb team you are and one that I would highly recommend to anyone I know, or indeed out there, who need financial advice.
Ivan Scardino
Ivan Scardino
June 21, 2022
Outstanding service from Andrea along with Charlotte, both of them very professional and caring, they helped me and kept me updated throughout all the process. I would definitely recommend them and St Barts team!
May 25, 2022
During the height of the "race for space" Ashley Rich was extremely helpful in the purchase of my first property. He was professional and attentative throughout the mortgage application, he explained everything and managed to get me a fantastic rate. He even went the extra mile to call the odd estate agent who was adamant on ensuring my finances were in place when viewing. I can't thank him enough and I will certainly be using Ashley again when moving home in the future.
robin dolton
robin dolton
May 19, 2022
We have used St Barts for all our purchases and Re-mortgages over the past 8 years. Richard and his team are always really helpful and the process is painless. Would very much recommend.
Beth Hawker
Beth Hawker
January 10, 2022
James and the team have helped us massively through really difficult property sales. They always had our best interests at heart and are great communicators! Couldn't recommend them enough.
Maira “maimai”
Maira “maimai”
December 23, 2021
As first time buyer, I thought it would be very stressful find the right mortgage, but I understood I was in good hand and would not have any kind of stress when Andrea patientelly dedicated to me a lot of time to explain me what I must know about mortages and gave me the oportunity to choose the right mortgage, I am very satisfy about this. Sarah was very kind and keep me updated at any time at any stage of the procedure, always available to answe at any of my queries. Richard ensured that I have the right insurances after my purchase. Competitive rates and money very good spent, I would highly recomend St Barts finance. I thank you all the staff for the support received.
Part of The Openwork Partnership Logo White RGB

All our Advisers are FCA regulated and fully qualified.

Fully GDPR compliant and TRUSTED quality advice

Ensuring you get
the right mortgage

When looking for the right mortgage, it is extremely important to take into account everything that is going on in your life.

It’s not just about the now, a mortgage is a long term commitment and although we can get you some of the best rates in the market – it’s the small details that can make a massive difference to which product is actually the most suitable for you.

We need to take into account things like early repayment charges, stability of payments, over-payments, moving house in the future, adding another party to the mortgage, downsizing, upfront costs/fees, available deposits and savings, potential rate changes and the economy. Different combinations of these and others could mean different
advice and a different product being recommended.

Obtaining advice gives you the peace of mind that you haven’t missed anything, have obtained the most suitable and cost-effective product in the market. With the added benefit that our advice is trusted by thousands of clients each year!

We pride ourselves on being able to place difficult cases. You may have complex income from self-employment, CCJ’s and Defaults or a large buy to let portfolio. We love dealing with all of these and love a challenge! Don’t get us wrong, we love straightforward cases

as well, but how many of us these days are straightforward?

We can negotiate rates with your existing lenders for you and compare them to other lenders – it’s best to check before going ahead!

Give us a call to see if we can better the deal that you have been offered. You are under no obligation to use us at any time and will not be charged a penny for us to see what we can do.


Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.




Please feel free to use our mortgage calculator to see how much your mortgage payments may be.

If you need any help with this, please feel free to get in contact with us on 01202 520550 or book a 10 minute telephone appointment (or full appointment) by clicking the link below.

This calculator is able to show you the impact of making overpayments on your mortgage and the difference even a small extra payment each month (or one off) can make in reducing the term of your mortgage.

No one really wants a mortgage – lets get it paid back quicker if possible!