Mortgage Capacity Report Wording

Our mortgage capacity report wording article will help you understand your mortgage capacity report in better detail. Read the blog below.

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Mortgage Capacity Report Wording

It is always a very difficult time when you have to split everything that you own with someone else. Who gets what and why? Everything is taken into account, the hardest being the impact on any children – but then you start looking at property, savings, pensions, etc. it’s a nightmare…

How can you make those kinds of decisions? Who has what and when? Will there be maintenance payments involved, what happens to any children? It is not a pleasant experience and quite often, extremely stressful. We hope it will be amicable for you, but you may need a solicitor/mediator to help you through the process.

Over the years we have helped a number of people through their separation, often dealing with both parties involved. We always stay impartial and look at the best options for everyone, ensuring that we provide the financial advice that best suits you.

As this is a very stressful time, we have tried to make things as simple as possible for our clients. You will find a number of useful downloads on our website and also a separation calculator. This calculator enables you to input very basic information to obtain an approximate figure of what price you can purchase a property for (after your separation is finalised).

We felt that this was extremely important to build this for you, as everyone wants to know if they will be OK and what will happen if… Please feel free to use this calculator as much as you like – or if you would prefer a more personal, friendly chat with one of our advisers, please call us on 01202 520550 and we will be more than happy to discuss your circumstances in more detail.

If your separation/divorce does end up going through a court, they will normally want to see a copy of a Mortgage Capacity Report. This report details the amount of money that you would be able to borrow using a mortgage, once the separation/divorce has been finalised.

This can include a number of different scenarios, depending on the complexity of your situation. If you require one of these reports, we can write this on your behalf – please see the link on this page to order yours.

All of our Mortgage Capacity Reports are ready to use in court and we are able to cover any amount of scenarios that you require. Please see the link on this page for an example report.

The costs involved in ordering a Mortgage Capacity Report are as follows:

  • Basic One Scenario Report: £150
  • Additional Scenarios: £50 (for each scenario)
  • Fastrack Report (provided within 48 hours): £50

*No VAT applies to these prices.

If you would like to discuss anything with us prior to ordering your report, please call us on 01202 520550 or complete the ‘Build your Capacity Report’ section on this page after which we will call you.

We wish you all the best with your separation and hope that everything goes as smoothly as possible for you and your family. Remember, we are here for you if you need us.

Mortgage Capacity Reports are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Mortgage Capacity Reports are not regulated by the Financial Conduct Authority.

St Barts Finance LTD is an appointed representative of The Openwork Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

All our Advisers are FCA regulated and fully qualified.

Fully GDPR compliant and GUARANTEED quality advice

We are part of one of the UK’s largest Financial Services Nerworks:

We are part of one of the UK’s largest Financial Services Nerworks:

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