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Mortgage Broker In Andover
At St Barts Finance, we understand the importance of finding a mortgage that meets your unique needs. To help you find a solution that works for you, we take the time to get to know you and your situation.
As a local mortgage broker in Andover, we have access to lenders throughout the area so that we can guarantee you will receive the best possible rate when you refinance your home or take out a new mortgage.
St Barts Finance offers a diverse range of home loans, mortgages and other financial products for first-time buyers and experienced investors alike.
Let us help you find the best mortgage solution
St Barts Finance is a mortgage broker that has been in the business since 2009. We have built up an excellent reputation for our ability to provide clients with comprehensive guidance in all aspects of financial planning, from mortgages and pensions to insurance and investments.
St Barts Finance is committed to providing the highest level of customer satisfaction. We’re ready to help you whether you’re buying a home or refinancing an existing loan, or simply need some financial guidance.
We understand that each client has unique needs and will work with each individual to create an appropriate plan for meeting those needs.
We strive to provide a service that meets our clients’ needs and expectations. We succeed only by giving customers the kind of service that we ourselves would expect and want to receive.
Our Mortgage Services
We pride ourselves on our mortgage services, which we offer throughout the Andover area and throughout the UK.
We recognise that every family is unique and that your financial situation may differ from other families in your area.
That is why we will work with you individually to find a mortgage product that best fits your needs and financial situation. Some of the services we offer include:
Mortgages for First-Time-Buyers
If you’re finally in the position to start thinking about buying a home, congratulations. For most people, homeownership is no easy feat and marks an important milestone in life.
When purchasing a home, one of the most important decisions to make is what type of mortgage to get. There are many different products and lenders out there, but choosing the right one can be difficult.
St Barts Finance’s mortgage brokers in Andover can help you through the mortgage process by guiding you through each step, providing information on your options, and making sure you have all the information you need to make an informed decision.
When you are considering remortgaging your home in the Andover area, it is a good idea to enlist the services of a mortgage broker who can help you compare different lenders and find the best deal for your needs.
Lenders will assist you throughout the application process, making sure that you have all the information and paperwork necessary to complete your loan successfully. Keep in mind that there may be specific requirements or features available from lenders depending on the type of property being financed.
By working with a mortgage broker in Andover, homeowners can be certain that they are receiving the best possible terms and rates on their home loans. Before beginning the remortgaging process, it can be helpful to determine how much equity you have in your property.
This information will help you determine what type of loan is right for your needs, as well as give you an idea of how much money you can expect to receive.
Buy To Let Mortgages
A buy-to-let mortgage is a type of loan that allows individuals to purchase property for the purpose of renting it out rather than occupying the property themselves. Buy-to-let mortgages have different criteria that must be met compared with residential mortgages.
For example, the deposit on a typical buy-to-let mortgage is typically 25 percent of the purchase price (compared to 5-10 percent for residential mortgages) because buy-to-let properties are considered a higher risk for lenders, which is why our team of Andover mortgage brokers are experienced in helping new and experienced landlords navigate their way through buy-to-let mortgages.
Using our local market knowledge and expertise, we’ll work with you to assess your existing portfolio and determine the most suitable way to invest in Andover.
Mortgage Capacity Report
Divorce can be a time of great financial stress. It is important to understand your mortgage options and what kind of loan you will be able to qualify for afterwards. A mortgage capacity assessment can help determine the maximum loan amount you will be able to qualify for following a divorce or separation.
The assessor considers factors such as income, assets, liabilities, and credit history when determining your potential borrowing power. For more information on divorce and your finances, please schedule an appointment with one of our mortgage brokers in Andover.
We will be happy to answer any questions you may have and help you make an informed decision about your finances.
Book an Appointment
St Barts Finance is a mortgage brokerage firm with offices throughout the UK. We have been helping our clients secure the right mortgage for more than ten years.
Our team of specialists provide a high-quality personalised service that includes a broad range of services, such as assistance with bad credit mortgages and mortgages for retirees.
Our friendly and knowledgeable team is available by appointment. You can schedule a meeting or a call online or by calling us at 03300 562 218 between 9:00 am and 5:00 pm, Monday through Friday.
To get started on your application today, call us now or send an email to [email protected]; alternatively, you can schedule an appointment online