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We are part of one of the UK’s largest Financial Services Nerworks:

We are part of one of the UK’s largest Financial Services Nerworks:

Mortgage Advisor Basingstoke

St Barts Finance are specialists in providing mortgage advice to clients throughout Basingstoke, Hampshire and the surrounding area. We have a very knowledgeable team with many years of experience in this field, so can offer you expert advice on finding the right mortgage for you.

We work with a range of lenders to ensure that we can find the best deal for you and your circumstances. We will help you to choose the right mortgage product for your needs, whether this is a first-time buyer or a remortgage on an existing property.

Our Mortgage Advisors pride themselves on offering a personal service to each of their clients. When you book an appointment with us, you will be dealing with one of our experienced advisors who has been trained in-depth about all of our products, so they have the knowledge necessary to provide you with expert advice.

They will be happy to answer any questions that you may have about mortgages, whether they are related to how much interest you will pay or what type of agreement would suit your needs best.

Get in touch with our team today by calling 03300 562 218 or drop us a quick email at [email protected]. Alternatively, you can book an appointment with a mortgage specialist directly using the button above.

Mortgage Advisor Bournemouth

A Range of Mortgage Services in Basingstoke

There are many different types of mortgages to suit your needs, and we can help you find the right one for your circumstances.

We offer a range of services to help you find the mortgage that best suits your needs. We work with various lenders, so whether you’re buying your first home or moving up the property ladder, we can help you get into the property market.

Our experienced mortgage advisers will take all of the stress out of applying for a mortgage and ensure that we find the most suitable product for your situation.

Mortgages for First-Time-Buyers

Remortgage Advice

Bad Credit Mortgages

Mortgage Capacity Report

A mortgage capacity report is a document that assesses your borrowing power and provides information on the maximum amount you will be able to borrow. This document is often requested by the courts so it’s important that the report is credible. 

You may be thinking about selling the family home or purchasing a new home after your divorce or separation. But what kind of loan will you be able to qualify for?

A mortgage capacity report can help determine the maximum loan amount you will be able to qualify for following a divorce or separation. The assessor considers factors such as income, assets, liabilities, and credit history when determining your potential borrowing power.

At St Barts Finance, we offer a mortgage capacity report for just £195—competitively priced compared with our competitors.

For additional information on mortgage capacity reports, please schedule an appointment with one of our mortgage advisors in Basingstoke. We will be happy to answer any questions you may have and help you make an informed decision about your finances.

Example of a Mortgage Capacity Assessment

Remortgage Advice

Remortgaging is a great way to get the most out of your home. Whether you want to pay off your mortgage quicker, release money for renovations or simply get a better deal, we can help.

If you already own your home but want to change your mortgage provider, then remortgaging is probably what you are looking for. We can help you find the right deal and make sure everything runs smoothly throughout the whole process.

Our experts will make sure that you understand all of the details so that you can make an informed decision about moving forward with a new mortgage solution.

If you are thinking about buying another home then remortgaging may be an option for you as well, as you may want to release equity from your property to fund the purchase of another. Get in touch with our mortgage advisors for more information on remortgaging.

Commercial Mortgages

We at St Barts Finance are committed to helping you find the right mortgage product for your commercial property. We know how important it is to get a mortgage that works for your business, and we’re here to help you make sure you get the best deal possible.

Whether you’re looking to buy or refinance your commercial property, we have the expertise and experience needed to ensure your application goes smoothly. Our team of experts will be there every step of the way, from helping you determine which type of loan is right for you to managing all aspects of the application process.

Buy to Let Mortgages

Buy-to-let mortgages are loans designed for landlords who want to buy a property to rent it out, rather than live in it themselves. A buy-to-let mortgage allows you to buy a property in order to rent it out and make money from the rent payments.

You can use the money from your rental property to cover the mortgage payments and any other costs associated with owning a property.

The benefits of a buy-to-let mortgage include:

You have a steady source of income from the rent that doesn’t depend on your own salary or other employment. This is especially useful if you don’t have a regular job or if you want some extra income on top of your salary.

You can start investing in property even if you don’t have much money saved up initially. You’ll need enough funds for the initial deposit, but once this is paid off, all subsequent income will go towards paying back your loan.

You don’t need any prior experience in property investment or management as most lenders will take care of this aspect for you by arranging maintenance contracts and contractors to carry out repairs when necessary.

For more information about buy-to-lets get in touch with a mortgage advisor at St Barts Finance today,

Mortgage Advisor Poole, Mortgage Advisor Basingstoke

Mortgages for First-Time-Buyers

Buying your first home can be exciting, but it’s also a big step. You’ll need to consider things like whether you have enough for a down payment, how much you can afford to pay each month, and what kind of loan works best for you.

There are many different types of mortgages available to first-time home buyers.

Each one has its own advantages and disadvantages and may be better suited to some buyers than others. It’s important that you consider all your options before deciding on a mortgage product and lender.

In order to ensure your mortgage application goes as smoothly as possible, it’s essential you speak with an expert. 

Holiday Let Mortgages

If you are planning to let out your property for a holiday let, you may need to consider applying for a mortgage that is specific to holiday lets. These mortgages have been designed specifically to cater for the needs of holiday let owners, whether they are individuals or businesses.

What Is a Holiday Let Mortgage?

A holiday let mortgage is designed for people looking to borrow money to buy a property that will be let out on a short-term basis to tourists as a business. It differs from a holiday home mortgage, where you borrow money to buy a second home that only you will use.

Who Can Apply For A Holiday Let Mortgage?

Anyone who owns a property that they wish to rent out as a holiday home can apply for this type of mortgage. However, it should be noted that there are certain criteria that must be met before an application will be approved by the lender.

It’s best to speak with a mortgage advisor at St Barts Finance so we can help you with your holiday let mortgage application.

Holiday Let Mortgages

Bad Credit Mortgages

If you want to get a mortgage, but your credit is not so great, there are still options available to you. If you have bad credit and are looking for a mortgage, then consider a bad credit mortgage.

A bad credit mortgage will allow you to purchase a home even if your credit isn’t perfect. There are many different types of mortgages available for people with bad credit and each one has its pros and cons.

What is Bad Credit?

Bad credit is an unfortunate situation that millions of people find themselves in every year. 

It can be caused by many things, with the most common reason for bad credit being simply making late payments on bills or loans that you have taken out over the years.

If this sounds like something that might be affecting you right now, then it’s time to start thinking about what sort of mortgage would best suit your needs.

You can use this guide from Experian to help you improve your credit score.  If you’re worried you won’t be able to get a mortgage because of your credit score, speak to a mortgage advisor at St Barts Finance today and let us help you explore your options.

Book an Appointment

Are you looking to buy a property in Basingstoke?

If you are, then we can help. We are a team of mortgage advisors who can help guide you through the process. We have been operating as a business since 2009 and since then, have helped many clients achieve their financial goals. 

Our highly experienced mortgage advisors know the market inside out and can help with any type of mortgage. Whether you are buying your first home or moving up the property ladder, we will ensure that you receive a bespoke service that is tailored to your specific requirements and circumstances. 

We are happy to meet with you in person or arrange a video call using our online scheduling tool. We offer appointments Monday through Friday from 9:00 am until 5:00 pm.

To get started on your application today, call 03300 562 218 or send an email to [email protected]; alternatively, you can schedule an appointment online.

Mortgages & Pension Team Working in Head Office, Financial Advisor in Poole, Financial Adviser Southampton
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